At its core, payroll funding is a way for businesses to make sure their team gets paid on time, every time—even when cash flow is unpredictable. It’s a financial tool that closes the all-too-common gap between when you owe your employees and when your customers...
At Silver Crest Finance, we know that finding quality invoice factoring leads is essential for growing your factoring business. The right leads can make or break your success in this competitive industry.In this post, we’ll share proven strategies to help you...
So, you’re thinking about an SBA loan. The first thing to get straight is that you won’t be getting a check from the government. The SBA doesn’t actually lend money. Instead, they act as a powerful co-signer, guaranteeing a big chunk of your loan to a bank or credit...
If you want a lower interest rate, you have to get your financial house in order first. It really comes down to one thing: risk. Lenders set rates based on how risky they perceive you to be. The less risky you look on paper, the better your terms will be. This prep...
Securing a business loan all comes down to one thing: proving your company is a good bet and can handle the debt. Lenders zoom in on three main areas—your credit history, time in business, and annual revenue—to figure out if you qualify. Nailing these core...
Cash flow problems can cripple small businesses. Many owners turn to invoice factoring as a solution, but worry about credit checks.At Silver Crest Finance, we understand this concern. That’s why we’re exploring invoice factoring with no credit check...
An accounts receivable loan is a straightforward way to get cash now for the work you've already done. It lets you borrow against your outstanding invoices, so you don't have to wait 30, 60, or even 90 days for your clients to pay up. This turns your unpaid...
Think of working capital as the lifeblood of your business. It's the cash and other liquid assets you have ready to cover your day-to-day operational costs—things like payroll, rent, and buying inventory—before your customers' payments actually hit your bank...
When you need cash for your business now, waiting weeks for a bank to make a decision just isn't an option. The good news is that fast-approval loans aren't a myth. With the right preparation and by choosing the right lender, you can often see funds in your...
Think of an accounts receivable loan as a way to unlock cash that’s already yours—it’s just stuck in unpaid customer invoices. Instead of waiting the usual 30, 60, or even 90 days for payments to trickle in, this type of financing lets you borrow against the money...
Cash flow is the lifeblood of any business. When clients take weeks or months to pay invoices, it can put a strain on your operations and growth.At Silver Crest Finance, we understand the importance of steady cash flow for businesses of all sizes.That’s why...
When you get down to it, preparing your financial statements is really about taking all your raw financial data and shaping it into three essential reports: the income statement, the balance sheet, and the cash flow statement. Think of it less as a compliance chore...
So, you’re thinking about buying a business. It’s a huge step, but a business acquisition loan can be the key that unlocks the door. Think of it less like a standard loan and more like a specialized mortgage for a company. You're not just buying property;...
Deciding how to fund your startup is one of the most critical choices you'll make. It’s not just about getting cash in the bank; it’s about picking the right partners and the right terms to fuel your vision without getting sidetracked. Think of it like building a...
Cash flow challenges can hit businesses hard, especially when waiting for large invoices to be paid. Single invoice factoring offers a targeted solution to this problem.At Silver Crest Finance, we’ve seen how this financing method can provide quick relief for...
Got a stack of unpaid invoices? You're not alone. Many small businesses find their cash is tied up in accounts receivable, waiting 30, 60, or even 90 days for clients to pay. Small business invoice factoring is a way to unlock that money now. It's not a loan....
Let’s get one thing straight: you can’t manage what you don’t measure. To get a real handle on your business expenses, you need a simple but solid system. It all boils down to three core habits: keeping your business and personal finances separate, picking a tracking...
If you're a small business owner, you know the feeling. You've done the work, sent the invoice, and now… you wait. While you're waiting for that payment to hit your account, your own bills are still due. It’s a cash flow crunch that can stifle growth...
A merchant cash advance (MCA) isn't really a loan in the traditional sense. Think of it more as selling a slice of your future earnings. A provider gives you a lump sum of cash right now, and in return, they get a fixed percentage of your daily credit and debit...
SBA loans to women are a powerful tool for female entrepreneurs looking to start or grow their businesses. These loans offer unique advantages, including lower interest rates and longer repayment terms.At Silver Crest Finance, we’ve seen firsthand how SBA loans...
