Invoice factoring can be a game-changer for businesses struggling with cash flow issues. At Silver Crest Finance, we’ve seen firsthand how this financial tool can help companies thrive.Building an invoice factoring business model requires careful planning and...
A short-term business loan is a quick injection of cash meant to solve an immediate financial problem, with a repayment timeline that's typically 18 months or less. Think of it as a financial bridge—a way to get over a temporary cash flow crunch or jump on a...
When a traditional bank loan isn't on the table, it doesn't mean your business is out of options. In fact, a whole world of non-bank financing has emerged, including things like invoice factoring, merchant cash advances, and lines of credit. These alternatives offer a...
A business bridge loan is a short-term financing tool designed to get you from Point A to Point B when there’s a temporary cash gap in the road. It provides immediate capital to jump on urgent opportunities, with the full understanding that a larger, long-term funding...
At Silver Crest Finance, we’ve seen firsthand how invoice factoring referral programs can supercharge business growth.These programs not only boost your client base but also create mutually beneficial partnerships.In this post, we’ll guide you through the process of...
Getting your first cash flow statement together is actually pretty simple. At its core, you're just tracking all the money that comes in and goes out, then sorting it into three main buckets: operating, investing, and financing activities. Doing this gives you a real,...
Managing your small business's cash flow is all about keeping a close eye on the money coming in and going out. It’s the practical, day-to-day discipline of making sure you have the funds to cover expenses, pay your team, and seize growth opportunities—even when your...
Finding the right lender for your small business loan can feel like navigating a maze. On one hand, you have the big, traditional banks becoming more cautious with their lending. On the other, a whole new world of online lenders is popping up, offering speed and...
At its core, payroll funding is a way for businesses to make sure their team gets paid on time, every time—even when cash flow is unpredictable. It’s a financial tool that closes the all-too-common gap between when you owe your employees and when your customers...
At Silver Crest Finance, we know that finding quality invoice factoring leads is essential for growing your factoring business. The right leads can make or break your success in this competitive industry.In this post, we’ll share proven strategies to help you identify...
So, you’re thinking about an SBA loan. The first thing to get straight is that you won’t be getting a check from the government. The SBA doesn’t actually lend money. Instead, they act as a powerful co-signer, guaranteeing a big chunk of your loan to a bank or credit...
If you want a lower interest rate, you have to get your financial house in order first. It really comes down to one thing: risk. Lenders set rates based on how risky they perceive you to be. The less risky you look on paper, the better your terms will be. This prep...
Securing a business loan all comes down to one thing: proving your company is a good bet and can handle the debt. Lenders zoom in on three main areas—your credit history, time in business, and annual revenue—to figure out if you qualify. Nailing these core...
Cash flow problems can cripple small businesses. Many owners turn to invoice factoring as a solution, but worry about credit checks.At Silver Crest Finance, we understand this concern. That’s why we’re exploring invoice factoring with no credit check required.This...
An accounts receivable loan is a straightforward way to get cash now for the work you've already done. It lets you borrow against your outstanding invoices, so you don't have to wait 30, 60, or even 90 days for your clients to pay up. This turns your unpaid bills into...
Think of working capital as the lifeblood of your business. It's the cash and other liquid assets you have ready to cover your day-to-day operational costs—things like payroll, rent, and buying inventory—before your customers' payments actually hit your bank account....
When you need cash for your business now, waiting weeks for a bank to make a decision just isn't an option. The good news is that fast-approval loans aren't a myth. With the right preparation and by choosing the right lender, you can often see funds in your account...
Think of an accounts receivable loan as a way to unlock cash that’s already yours—it’s just stuck in unpaid customer invoices. Instead of waiting the usual 30, 60, or even 90 days for payments to trickle in, this type of financing lets you borrow against the money...
Cash flow is the lifeblood of any business. When clients take weeks or months to pay invoices, it can put a strain on your operations and growth.At Silver Crest Finance, we understand the importance of steady cash flow for businesses of all sizes.That’s why we’re...
When you get down to it, preparing your financial statements is really about taking all your raw financial data and shaping it into three essential reports: the income statement, the balance sheet, and the cash flow statement. Think of it less as a compliance chore...
